How to Find Cheap Car Insurance for Teenage Drivers

If you have a new teenage driver in your home you know that there are so many new things to think about; more independence and responsibility, concerns about their safety and of course the financial considerations of a new car. The biggest question parents ask about their new teenage driver is how can we find cheap car insurance.

Here are some tips and tricks to help you save money and ensure that your teenage drivers are safe and covered with good, cheap car insurance as they hit the road.

First, consider buying a car that is older, and thus cheaper both to purchase and to cover. Smaller cars are also much more affordable for you to cover with cheap car insurance, they are also typically safer.

Also, consider a car that is safe. You can add additional safety features to any vehicle; consider an anti-theft system or additional mirrors. This will help you in your search for cheap car insurance - safer cars are easier cars to cover. You can check the safety ratings of your teenager's car at Insurance Institute for highway safety online.

Shop around for the best cheap car insurance. You can get quotes from many companies to make sure that you are getting the best rate. Once you have decided on insurance make sure you are not overpaying for coverage you don't need. If you have an older, cheaper car, consider dropping collision coverage.

You can also choose to pay higher deductibles in the event of an accident or other incident and pay cheaper monthly premiums instead. Another option is to select a liability only policy which will cover your teen under the laws of Texas and save you money; these types of policies are generally the best in cheap car insurance.

Ask your insurance company about discounts. Most companies offer special discounts for teenage drivers; from discounts for good grades to discounts for completing a defensive driving course or a driver's education course. There are countless ways you and your teen can work together for cheap car insurance.

Finally, consider adding a separate policy onto your existing car insurance. This way if your teenage driver has an accident or ticket, their infractions will not affect your rates. Many insurance companies offer multi-policy discounts, so this is a great option to save a few dollars and keep your teenage driver safe.

If you have a young driver or a teenage driver, Dillo Insurance has cheap car insurance options exclusively for Texans. Dillo offers affordable Texas car insurance rates for young drivers even if you have already had multiple tickets or accidents.